What term may dealers use when advertising terms price conditions of sale of a car with approved credit?

The term "with approved credit" is commonly used in the automotive sales industry to indicate that financing terms are contingent upon the buyer qualifying for credit approval. This phrase informs potential customers that the stated price or payment options may only apply to those who meet specific credit criteria set by lenders. By using this term, dealers communicate transparency regarding the financing process while also setting expectations for consumers, who may not qualify for the best rates or terms without a solid credit history.

While "pre-approval financing" suggests a potential offer based on an initial assessment of creditworthiness, it does not clearly denote the conditions affecting the sale price like "with approved credit" does. "Down payment assistance" refers to financial support to help customers cover down payments, which is not directly related to the terms of sale. "Instant credit available" implies that credit decisions can be made immediately, which may not accurately reflect the credit approval process that dealerships typically engage in. Overall, "with approved credit" succinctly addresses the specific conditions that must be met for the advertised pricing to apply.